Health Care Insurance in the United States

We just got our new healthcare costs for next year.   An 11.3% increase.   This means that out monthly healthcare costs will jump from $885.98/mo ($10,631.76/yr) to $986.40/mo ($11,836.80/yr).   That’s $1205.04 more per year.

And this is the cheapest insurance our provider offers.  We each pay a $2,500 deductable before we see any benefits coming back to us.

Am I deeply disgusted?   You bet.   I’m not going to get 11.3% more services for the extra money I’ll pay – just the same services as before.

I really wonder what is making healthcare costs rise so strongly here in the US if I’m not getting more services?

One thing I’d be willing to bet on:  The health insurer companies are not in danger of going under.  If their costs rise, they just pass it on to those who buy their policies.

Things are unraveling in this country day by day.   And those corporate interests who have captured our pharmaceutical and medical systems stand above the fray and continue to milk us for their profits.

Have you ever asked yourself why an operation that costs $30,000 in the US costs $6000 in India?   Oh, you say, “It’s because the quality of the medical care in there is sub-standard?”   Not so.   It is equivalent.   Read this: or this .   And if you are still curious, Google for “medical costs in India” or “Medical costs in Thailand” for more.   It’ll be an eye-opener.

New Zealand and its socialized medical system is looking better and better to me everday.

Tags: ,

One Response to “Health Care Insurance in the United States”

  1. Katy says:

    The health care we are getting in England is no different than in the United States. We haven’t had major surgery or accidents — just the sliced finger, tonsillitis, weird kid rashes — but doctors are well-trained here in Exeter. A GP friend in my bookgroup said different areas of England can have their strenghts — here, diabetes and heart-related diseases are especially well-treated. There is an emphasis on prevention.

    One of our son’s friends has leukemia: his treatment has been aggressive and, hate to say, has nearly killed him.

    There are some differences and practices that I question. Today, I needed some blood drawn. The nurse didn’t clean my arm with alcohol, just rubbed her ungloved finger on the vein and stuck the needle in. This struck me as odd. I was curious about where her hands had been and said, “Why didn’t you clean my arm?” She said studies have shown that cleaning with alcohol could put alcohol in the blood system….That it’s not necessary to clean unless someone is clearly dirty…”

    There are a number of goofy practices like this that I question…

    Katy